Category Archives: Poverty

Snouts In The Trough: Legal Loan Shark Firm Cosies Up To Iain Duncan Smith At Tory Dinner

snouts-in-the-troughA company which harasses people in their homes to take out small loans with huge interest rates enjoyed a slap up meal with Iain Duncan Smith at the Tory Party’s Winter fundraising dinner.

The Bureax of Investigative Journalism revealed over the weekend that three executives of a doorstep lenders CLC Finance shared a table with the Secretary of State at the glitzy event where attendees were reported to have a combined wealth of £22 billion.  According to the website, they enjoyed a ‘wide-ranging discussion’with IDS on matters including Universal Credit.  Perhaps they discussed the propsed five week waiting period for the new benefit or the current benefit sanctioning regime which is forcing hundreds of thousands of people into debt and destitution.

CLC Finance are the kind of bastards who persuade you to take out a hundred quid loan and then want a hundred and fifty back from you over the next five months.  Their vile business model is based on the real poverty trap – the stark fact that if you are hungry, or your kid needs shoes, then you will be forced to make short term decisions that have negative consequences in the future.  This doesn’t just lead to poor people staying poor, it makes people in poverty poorer.

There has been no better friend to loan sharks, whether legal or otherwise, than Iain Duncan Smith.  One of his most vindictive welfare reforms was scrapping Crisis Loans, small advance payments which were repayable out of benefits and barely cost the tax payer a penny.  What they meant was that if someone’s oven broke down, they were a vicitm of crime, or faced a similar emergency, then they would not be dependent on scum like Wonga or CLC Finance.

The DWP’s first move was to divert the funding for Crisis Loans to Local Authorities and tell them they could do as they please with it.  Many set up foodstamp style voucher schemes, whilst some abandoned their poorest residents completely and simply sat on most of the money.  Then, at the beginning of this year and around the time of the Tory Fundraising Dinner, the Government announced they would be ending even this scant funding.  This decision prompted many councils to say they would no longer provide any emergency help at all.

A Judicial Review brought by Child Poverty Action Group has prompted the DWP to ‘rethink’ this decision, pending a recently launched pulic consultation.  Of course the real consultations take place around expensive dining tables where private sector poverty pimps cosy up to ministers and discuss ways to make themselves richer at the expense of the rest of us.

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Boom Time For Landlords, The UK’s Soaring Housing Benefit Bill

landlord-772876Whilst the Tory Party pat themselves on the back at conference for the misery their welfare reforms have caused, recently updated benefit expenditure figures  make a mockery of any claims that these vicious cuts were carried out to save money.

Housing Benefit (or Local Housing Allowance) makes up one of the largest parts of social security spending and every last penny of it goes to landlords.  Ever since this government weren’t elected they have made brutal cuts to this vital benefit which pays for the UK’s poorest people to have a roof over theirs heads.  Despite this the Housing Benefit bill is soaring and expcted to rise even further.

£24.8 billion was handed out to landlords in the form of Housing Benefit cheques in 2012/13 – the latest year for which exact figures are available.  This is a rise of £2.7 billion, in real terms annual spending on Housing Benefit since the Tories came to power.

Much of this increase is in payments to private sector landlords rather than towards  housing association or council rents.  But it is not soaring private rents that have caused the increase in spending, Housing Benefit rises are now capped at 1% annually whilst total caps on the amount landlords can receive are in place in high rent areas such as the South East of England.  It is claimants who have had to absorb the cost of rent rises, out of already meagre benefits.

Nor is the rise due to people who are unemployed.  Less than £4 bilion of the £24.8 bilion total Housing Benefit spend pays for accommodation for people on unemployment benefits.  Much of the rise is due to new claimants who are in work, which shows the true picture of the UK’s labour market.

Housing Benefit provides a good indicator of how many people in the UK are poor.  It is available to those in or out of work, as well as pensioners.  The only criteria for help with rent payments is an income low enough to qualify and less than £16,000 in assets.  The Tories may claim that the recovery is in full swing, and thousands of pretend jobs have been created, but that doesn’t change the harsh fact that there are now more people poor than at any point since the Housing Benefit system began.

This is reflected in the number of people actually claiming the benefit, which hit a record 5.05 million in 2012/13.  This figure has fallen slightly since last year – by around 25 thousand – but is forecast to rise again and is still almost half a million people higher than in 2009/10.

Surprisingly, another factor that may be driving up the Housing Benefit bill could well be the bungled attempts at cost-cutting reforms – the most notorious being the Bedroom Tax.  There has been no better gift to the landlord class than this nasty policy which is driving people out of secure homes at low, social rents and into the out of control and hugely expensive private sector.  Even the Benefit Cap might be increasing spending on Housing Benefits as families evicted due to no longer being able to afford the rent are rehoused by local authorities in emergency temorary accommodation which can be eye-wateringly expenisve.  Last year the BBC reported on families being placed in £3000 a week hotels after being made homeless due to caps on housing benefits.  The most recent homelessness figures showed the number of families living in B&Bs is at a five year high.

Many tenants are struggling with desperate poverty after cuts to Housing Benefits.  Some Bedroom Tax victims are now paying up to a third of their meagre benefit payments towards the rent.  Yet the cost of Housing Benefit is soaring.  All Iain Duncan Smith has created is more poverty at more cost to the tax payer.  Whatever your political persuasion that is nothing to be fucking cheering about.

You can download the most recent Benefit Expenditure tables at: https://www.gov.uk/government/statistics/benefit-expenditure-and-caseload-tables-2014

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Hard Working Families To Face Triple Whammy Of Benefit Cuts Announces Multi-Millionaire Osborne

gideon-osborneThe lowest paid working fmilies are to face a triple whammy of in-work benefit cuts multi-millionaire George Osborne announced today.

Those with jobs, but on shit wages, will see Tax Credits, Housing Benefits and Child Benefit all frozen in a real term cut to the incomes of the very poorest should the Tory Party be re-elected next year.  According to The Guardian the Tories are planning to freeze almost all benefits for two years including: “jobseeker’s allowance, tax credits, universal credit, child benefit, income support, the work-related activity component of employment and support allowance and the local housing allowance.”

Despite Tory lies to the contrary disabled people are also likely to be the hardest hit by these changes.  Whilst Osborne claims they will be protected, the inclusion of most claimants on Employment Support Allowance means that hundreds of thousands of sick and disabled people will see already meagre incomes shrink even further.  If they have children, or live in rented accommodation, then they too will also face cuts to child and housing benefits.

At a time when rents are soaring in many parts of the country it is the inclusion of Local Housing Allowance in these plans that is the nastiest cut of all.  There are already huge numbers of people facing homelessness due to soaring rents, slashed social housing and the refusal of many landlords to rent to tenants on any form of benefits.  Osborne’s plan will make this situation far worse, and will affect those in and out of work alike, along with many of the poorest pensioners.

For those on the lowest benefit rates, such as Jobseeker’s Allowance, these policies will cause devastation.  Welfare cuts already made mean that unemployed people, living on just £72.40 a week (or less if they are under 25) often have to use that money to top up their rent, pay the Bedroom Tax, or pay Council Tax.  With the price of heating and transport soaring Osborne’s cuts will mean many more people queuing in foodbanks instead of having the time to look for work.

Once again the Chancellor has shown his utter contempt for those who, unlike him, were not handed a vast fortune on a plate due to their parents wealth and privilege.  Despite the rhetoric, he couldn’t give a fuck whether his cuts hit low paid so-called hard working families, unemployed or disabled people or the children of struggling parents.  If you are poor you are fair game to this Government who, if they are re-elected, plan to make you a lot poorer.

Crash the Tory Party Conference Twittersphere with DPAC!!  (@Dis_ppl_protest).  Use Hashtag: #CPC14 to send your own messages or tweet DPAC’s!

Then join the week of action against workfare next week and support the Focus E15 mums fighting for decent housing for all of us – for more details follow them @E15OpenHouse or on facebook at: https://www.facebook.com/pages/Focus-E15-Mothers/602860129757343

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Never Forget, It Is David Cameron Who Is Ultimately To Blame For Welfare Reform Deaths

cameron-black-tie-doneUnderstandably much of the rage aginst the vicious welfare reforms –  which are costing an increasing number of lives – has been aimed at blundering fucking idiot Iain Duncan Smith.

But it is David Cameron who has cheered along whilst the DWP has spent billions driving the poorest people in the country into destitution.  It is David Cameron who has been in charge whilst hundreds of hungry families have queued at foodbanks, or disabled people have been driven from their homes due to the Bedoom Tax.  And it is David Cameron who is ultimately responsible for the deaths of David Clapson, Stephanie Bottrill, Victor CuffJacqueling Harris and all of those driven to ill health and suicide by his Government’s callous devastation of the social security safety net.

David Cameron probably doesn’t even know that money runs out, and that when that happens, even in one of the richest countries in the world, the results can be fatal.  He is the living embodiment of the something for nothing culture, a man who has inherited a milion pound fortune, but never done a real day’s work in his pampered life.  It is unsuprising that someone so dripping in privilege has stayed in the background whilst Iain Duncan Smith has run rampant through the lives of the most marginalised in society.

David Clapson, who recently took his own life after his benefits were stopped, couldn’t be more different than the Prime Minister.  Whilst David Cameron spent his youth trashing restaurants and quaffing champagne with the elite Bullingdon Club, David Clapson was a serving soldier.  Whilst Cameron has spent much of his working life ‘chillaxing’ on holiday, David Clapson worked for sixteen years as a BT engineer, eight years for other companies, and cared for his sick mother.  If David Cameron were ever to have to stop work due to ill health he would still live a life of luxury that normal people could only dream of.  Yet when the same thing happened to David Clapson he was driven to despair, destitution and tragically his death because he missed a couple of meetings with the fucking Jobcentre.

Whilst Cameron has been enjoying yet another expensive holiday, over 180,000 people have signed a petition demanding an enquiry into the benefit sanctions which killed David Clapson.  The petition is rightly addressed to the Prime Minister – because the blood is on his hands.  It remains to be seen if he is brave enough to try and justify the death of a former serviceman in the name of trying to harass sick, disabled and unemployed people off benefits.  He will do everything he can to ignore it (don’t let him – @David_Cameron)

Iain Duncan Smith, Esther McVey, Lord Fraud and all the other murderous clowns at the DWP must also be held to account.  As should the craven Labour Party who began this attack on those with nothing and who have no plans to significantly change anything should they claw their way to back to power.  But it is David Cameron’s Government that killed David Clapson.  A man from the gilded toff elite where money rains from the sky is over-seeing a system that is demolishing the lives of the poor.  It is beyond sickening.  It must never be forgotten, or forgiven.

Please sign and share the petition calling for an enquiry into the benefit sanctions that killed David Clapson: http://www.change.org/p/david-cameron-hold-an-inquiry-into-benefit-sanctions-that-killed-my-brother

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One Last Push! Sign and Share The Petition Calling For An Inquiry Into The Sanctions That Killed David Clapson

MAIN--David-ClapsonThis petition calling for an inquiry into the benefit sanctions which killed David Clapson has hit almost 75,000 signatures in just over a week.

Mr Clapson had his benefits stopped after missing a meeting with the Jobcentre.  This left him unable to chill the insulin he needed to manage his diabetes and without any money for food or electricity.  Shortly after his benefits were sanctioned he was found dead without any food in his stomach.

His sister launched the petition last week calling an inquiry into benefit  sanctions and the terrible damage they inflict.  Tens of thousands of people have signed already.  The Government will do everything they can to ignore it, but behinds the scenes this will not go unnoticed.

Benefit sanctions are the teeth of welfare reform, and are designed as a form of punishment for being on benefits.  If you don’t jump through every hoop set up by the deranged Iain Duncan Smith – in the exact way he has decided you should – then you will have all forms of meeting your basic needs stopped.  Depending on your circumstances you might become homeless, ill, or even die.  It doesn’t even have to be your fault.  The system is as haphazard as it is vicious, and thousands have been wrongly sanctioned for the most trivial and vindictive of reasons.

There are signs that, as the public discover what the DWP are doing to people, the mood is starting to change.  A recent poll  by Ipsos Mori found that more people are concerned about poverty and inequality in the UK since they began collecting figures in 1998 (h/t @patrickjbutler).  If this petition can hit 100,000 signatures then it will be further proof that people are finally saying enough is enough to the war on the poor that has been waged so brutally by both this, and the last government.

One last push can make that happen, so please share, tweet, blog and post the petition everywhere: https://www.change.org/en-GB/petitions/david-cameron-hold-an-inquiry-into-benefit-sanctions-that-killed-my-brother

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RIP David Clapson, Another Man ‘Helped’ To Death By Iain Duncan Smith

RIP David Clapson, the latest tragic victim of callous welfare reforms.

RIP David Clapson, the latest tragic victim of callous welfare reforms.

When Funghi, the unemployed alcoholic  featured in the recent Benefits Street television series, disclosed that he had been abused as a child, most of those condemning him on twitter did not even blink.  Such is the state whipped up contempt amongst some towards people on benefits, that not even the revelation of a tragic childhood was enough to stop the bullying mob.

Yet one of the reasons child abuse is such an abhorrent crime is that the scars often last a lifetime.  Everybody knows this.  Addiction, depression, low self-esteem, isolation, these are just some of the ways that a life can be blighted by mistreatment as a child.  Often people like this find it hard to just get a job, and often not through want of trying.  The sad truth is that employers are not rushing out to hire people addicted to drink or drugs, or those with a serious mental health condition, or even people who might simply be judged to have a mild personality disorder.  In an economy based on high unemployment, and no real political will to change that, some people will always be left behind.  There are over two million people currently looking for a job.

Captitalism chews people up and spits them out.  Everybody knows this as well.  Whether the stress of a shit job or no job, poverty, lack of adequate housing and fractured communities, the pressures faced by those at the bottom are immense.  Yet the poor are now expected to be super-heroes.  Lone parents are not only expected to juggle looking after young children with endless work-related activity imposed by Jobcentres, but also to feed them healthy food, home-cooked on the fucking Aga using only natural ingredients.  It doesn’t matter that the pittance those parents have to survive on barely pays for value chicken nuggets and oven chips.  They should make do and mend, live on ten pounds a week, darn socks by the fire and be grateful that their children are just malnourished, not starving.

Disabled people and those with health conditions are now having those conditions and disabilities magically disappeared by endless health assessments which are designed to stop their benefits.  Such is the triumph of neo-liberalism, the rhetoric goes, that there is a job for anyone now if they just try hard enough.  If you can tweet you can work as one Tory MP claimed.  The stark fact that employers are guilty of grotesque discrimination towards disabled workers is swept under the carpet at best, or at worst disabled people themselves are blamed for this prejudice.

Many tyrants claim to be helping the people whose live are demolished by their acts of barbarism.  Whether European invaders ‘civilising’ Africa by forcing the people into chains, or Tony Blair carpet-bombing Baghdad to save it, death and destruction have often been inflicted by messianic monsters who believe they are killing people for their own good.

The latest government workfare scheme is called Help To Work.  It is nothing of the sort of course, when this type of workfare was tried in a pilot scheme it had no impact on whether people found a job.  But that hasn’t stopped gushing press releases from the DWP lying about all the wonderful new support the scheme offers.  In truth this so-called support is either forced labour or starvation and this Government couldn’t particularly give a fuck which.

Under the guise of this ‘help’, Iain Duncan Smith has re-designed the already scant support of the social security system to be a torture machine.  Slip up, just for a second, and you will be dragged down, to poverty, homelessness and destitution.  It doesn’t even matter if it’s not your fault.  People newly diagnosed with cancer now spend as much time fighting the DWP so they can have enough money to eat, as they do fighting their illness.  Victims of domestic abuse face being socially cleansed from the area they may have grown up in, instead of being provided safe, and secure housing.  Kids who’ve been in care are sanctioned, cut off benefits completely, and left to beg, rob, or sell their bodies to survive.

Today the Daily Mirror features the harrowing case of former soldier David Clapson on their front page.  This man, a 59 year old diabetic, was left penniless and without even electricity to keep his insulin chilled in the fridge.  A coroner found he had no food in his stomach.  His crime was to miss a meeting at the Jobcentre.  His punishment was death by benefit sanction.  Sanctions which ‘help’ people and according to one senior DWP official are even welcomed by those they are inflicted on.

David is not the first person to die as a direct result of Iain Duncan Smith’s welfare reforms, and he will not be the last.  We will never hear of most of them.  As this Government knows only too well, the people they are waging war on are largely voiceless.  But there is an atrocity quietly taking place in the UK right now.

It is not worth one of these deaths to catch the tiny minority of benefit claimants who might be actively avoiding work.  In a country that spends millions on aircraft carriers, sports competitions, royal weddings and second homes for MPs, there is clearly enough money to carry a tiny handful of people on a subsistence income.  People who if the tabloids are to be believed do not live lives that many would envy anyway.  No-one who queues up outside the off-licence in the morning is usually very happy.  And daytime TV is shit, even on a flat-screen television set.

A society that drives some people to their deaths in the hope of catching a scrounger is no longer humane.  It is barely even a society.  Perhaps that is the point.  The rich would far rather have us fighting each other for the scraps they throw down than have a compassionate, strong and united working class.  We must change this, us from below.  If we do not, then the future is  not one you will want your children to grow up in.

UPDATE: David Clapson’s family have launched a petition calling for a public inquiry into the sanctions that killed him, please sign and share: http://www.change.org/en-GB/petitions/david-cameron-hold-an-inquiry-into-benefit-sanctions-that-killed-my-brother

Sign the petition to scrap the benefit sanctions which killed David Clapson without exceptions.

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Beggars To Be Grassed Up To DWP On New Scheme, Can The Salvation Army Sink Any Lower?

jesus-beggar3

The entire homelessness industry has questions to answer about how they are treating those they claim to support, but none has sunk so low as Jesus’ little fucking helpers in the Salvation Army.

A local paper in York reports that the Salvation Army are now teaming up with the police in a scheme which will could see homeless people grassed up  to the DWP if they are caught begging.

According to the paper, Salvation Army members, along with the police and local council busy-bodies will be patrolling the streets of York hunting for beggars.  The charity claim they will provide housing advice whilst the police will be ‘reminding people’ that begging is against the law, no doubt by arresting them.  Not to be outdone, representatives from York Council say they will inform the DWP if people found begging are receiving any benefits.  Which means their benefits will be stopped.  And they’ll have to beg more.

None of this will trouble the Salvation Army, who are quite happy to have people’s benefits sanctioned themselves should someone refuse to work without pay in one of their shit charity shops.  Some charities have warned that benefit sanctions are causing people to beg just to be able to buy food.  This latest initiative will ensure that in York at least, anyone sanctioned by the Salvation Army and forced to beg will now face harassment and possible arrest under a scheme part run by the same Salvation Army.  A vicious noose is being tied around the neck of some of the poorest and most marginalised people in the UK.  And everyday some of the UK’s best known charities help pull it a little bit tighter.

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